Charleston Uber Accident Lawyer Stephen A. Longo
Rideshare accidents are complicated. We know how to handle them.
Uber is a popular way to get around Charleston, from the Peninsula to the airport, the beaches on Sullivan’s Island and Isle of Palms, and everywhere in between. But when an Uber driver causes an accident, figuring out who pays for your injuries can quickly become a complicated legal question. The answer often depends on what the driver was doing at the exact moment of the crash.
If the Uber app was off, the driver’s personal auto insurance is responsible. If the app was on and the driver was waiting for a ride request, Uber provides limited liability coverage. If the driver had accepted a trip and was on the way to pick up a passenger, or had a passenger in the car, Uber’s full commercial coverage of up to $1 million per incident may apply. Navigating these layers of coverage takes someone who knows how rideshare insurance actually works.
At The Longo Firm, LLC, we represent passengers, pedestrians, cyclists and other drivers injured in Uber accidents throughout the Charleston area. We know how rideshare companies operate, what insurance layers may be available, and how to fight for the full compensation you deserve.
Who can file a claim after an Uber accident in Charleston?
If you were hurt in an Uber accident, you may have a claim regardless of your role in the crash. Injured parties who may have valid claims include:
- Passengers riding in an Uber when the driver caused or was involved in a crash
- Passengers in another vehicle hit by an Uber driver
- Pedestrians struck by an Uber driver
- Cyclists hit by an Uber vehicle
- Uber drivers themselves if another driver caused the crash
Each situation involves different insurance coverage layers and different legal strategies. That’s why it’s important to talk to an experienced Charleston Uber accident lawyer as soon as possible after the crash.
Why is it hard to handle a rideshare claim without a lawyer?
Consider what happens when you try to navigate this process on your own. You contact Uber to report the accident and are directed to their insurance partner. That partner asks you for a recorded statement before you fully understand your injuries or the extent of your losses. Meanwhile, the driver’s personal insurer argues that Uber’s commercial policy should apply, and Uber’s insurer argues the opposite. Weeks pass. Bills pile up. And evidence of what happened (like the Uber trip record and dashcam footage) starts to disappear.
An attorney can prevent all of this from the moment they are retained. Rideshare companies and their insurers are sophisticated. They have legal teams and adjusters who are very good at minimizing what they pay out. Injured victims who try to handle these claims on their own often get far less than they deserve, or nothing at all.
We level the playing field. Attorney Longo and his team know how rideshare insurance policies are structured and how to make sure every available dollar is pursued for you. We handle all communications with Uber’s insurer and your own insurance company on your behalf. You focus on recovering. We focus on the fight.
What are the most common injuries in Charleston Uber accidents?
Uber accidents in Charleston can cause the full range of injuries seen in any serious motor vehicle collision. Because rideshare passengers are often seated in the rear of the vehicle, they may face particular vulnerability in rear-end or side-impact crashes where structural protection is limited. Common injuries in Uber accident cases include whiplash and neck injuries, back injuries and herniated discs, traumatic brain injuries, broken bones and fractures, soft tissue damage, and internal injuries that may not be immediately apparent.
Passengers in Uber vehicles may also face a secondary challenge that drivers in their own cars do not: they have no control over how the Uber driver operates the vehicle. A passenger cannot brake, steer, or avoid a crash caused by the driver they trusted to get them safely to their destination. This is part of why South Carolina law and Uber’s own insurance structure provide significant coverage for injured passengers.
If you were injured as a passenger or in any other capacity during an Uber accident in Charleston, the severity of your injuries and the impact on your life are at the center of your claim. Attorney Longo will work with your medical providers to document your injuries thoroughly, build a complete picture of your losses and pursue the full compensation South Carolina law allows.
Don’t navigate Uber’s insurance maze on your own
Uber accident claims often involve multiple insurance coverage layers, app-status disputes and insurance companies that are experienced at pointing the finger at each other instead of paying you. If you try to handle this alone, you may end up dealing with months of back-and-forth and still walk away with far less than your injuries are worth.
Attorney Longo and his team at The Longo Firm, LLC know exactly how to cut through rideshare insurance complexity and pursue every available dollar for you. We understand how the legal process works when it comes to Uber accidents and how to obtain the evidence you need to build a strong legal case.
Give your Uber accident claim or lawsuit the best opportunity for success. Contact us and schedule your free case evaluation. South Carolina’s three-year statute of limitations applies to rideshare accident claims just as it does to any other injury case. The sooner we start, the stronger your case will be.
The Longo Firm, LLC – the law firm you want in a crisis.