Why You Need a Lawyer To Protect Your Rights
May is Motorcycle Safety Awareness Month, a time to spotlight the dangers riders face every day. But for injured motorcyclists in Colorado, safety awareness isn’t just a message—it’s a legal battle. And the biggest obstacle to recovering full compensation is often the very insurance company that claims to “be there when you need them.”
At The Longo Firm, LLC, we understand the bias riders face. Too often, an injured biker is treated like a suspect instead of a victim. That’s why working with an experienced motorcycle accident attorney is critical from day one. We fight to make sure the facts are clear, the injuries are taken seriously, and our clients get every dollar they’re owed.
If you or a loved one has been injured in a motorcycle crash, don’t expect the insurance company to play fair. As an experienced Colorado Springs motorcycle accident lawyer, Stephen Longo has seen how insurance providers work behind the scenes to minimize payouts and shift blame—especially when a motorcyclist is involved.
Motorcyclists Face an Uphill Battle With Insurance Carriers
Insurance companies love to lean on stereotypes that paint motorcyclists as reckless, aggressive, or careless. This outdated mindset often shows up in how your claim is handled, especially if your injuries are serious. Despite the facts, riders often get unfairly blamed or assigned a higher percentage of fault, which can dramatically reduce the payout under Colorado’s comparative negligence laws.
If you’ve been hit by a car while riding your motorcycle, the insurance adjuster for the at-fault driver is already looking for ways to limit their liability. That might include:
- Claiming you were speeding or lane-splitting unsafely
- Using helmet use (or lack of it) to justify a lower settlement offer
- Downplaying the severity of road rash or head injuries (e.g., a concussion)
- Pressuring you into a quick settlement before the full cost of your recovery is known
In some cases, insurance companies even try to deny liability altogether, especially when there's limited evidence or conflicting police reports. That’s why acting fast and working with a motorcycle accident lawyer is so critical.
Early Legal Help Makes a Big Difference
One of the most important things you can do after a motorcycle crash is talk to a lawyer before you talk to the insurance company. At The Longo Firm, LLC, we don’t let adjusters control the narrative. We investigate thoroughly, get the crash report, collect evidence, and bring in trusted experts if needed to prove liability and damages.
We also help you calculate the full impact of your injuries—not just hospital bills, but future medical needs, lost income, pain and suffering, and diminished quality of life. Motorcycle crashes often lead to long-term consequences, including:
- Traumatic brain injuries (TBI)
- Spinal cord injuries and paralysis
- Severe road rash with risk of infection
- Fractures and orthopedic surgeries
- Chronic pain or PTSD
The more serious the injury, the more aggressive the insurance company will be in trying to minimize the payout. That’s why we prepare every case as if it’s going to trial—because sometimes, that’s what it takes to get justice.
Colorado’s Comparative Negligence Law Can Reduce What You’re Owed
Under Colorado law, your compensation is reduced by your percentage of fault in the crash. If you're found more than 50% responsible, you lose the right to recover anything at all.
After a motorcycle accident, insurance companies use this to their advantage. Even if their driver clearly caused the crash—like turning left in front of you or drifting into your lane—they may still argue that you were speeding or failed to signal. If they can get the fault allocation just above 50%, they don’t have to pay you a dime.
This is one of the most critical reasons to have a trial-ready motorcycle accident lawyer in your corner. We know how to fight back with the facts, push back against biased assumptions, and prove who was really at fault.
Demand the Respect Your Motorcycle Accident Claim Deserves
You didn’t ask to get hit by a reckless driver. You didn’t ask for the pain, the stress, or the financial fallout that comes with a motorcycle accident. But you do have a choice in how you respond. At The Longo Firm, LLC, we believe every injured rider deserves to be heard, respected, and compensated fairly for their losses.
We handle every case with compassion and determination, and we never take shortcuts when your future is on the line. You’ll always have direct access to attorney Stephen Longo, and we’ll walk with you through every step—from filing the claim to negotiating with the insurance company or taking your case to court.
Don’t let the insurance company take control of your story. If you were injured in a motorcycle crash in Colorado Springs or anywhere in El Paso County, contact us today for a free consultation. We’ll fight for every dollar you deserve—and we won’t back down.
"I'm very grateful for the work of Stephen Longo and the Longo Firm on my personal injury case. They were very responsive, attentive, and more than fair with their fees. If the occasion should arise, I would definitely use their services again. Thank you, Stephen!" - Caleb M., ⭐⭐⭐⭐⭐